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Wrong, no more talking! 500 000 crimes, 10 140 lives destroyed. Life in jail, or a life ban from financial institutions for the lot of them. Licences pulled, accounts transferred in full to alternative institutions! Remember, these are banks, most of these problems should not occur once, let a lone 500 000 times. They have lost their mandate to exist, and can't even keep their clients funds safe from their fraudster staff. Total closures, staff never to work with money ever again. Anything less is a cop out, and sets a bad example for everyone concerned.