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Our Mission

Knowledge is power, strength in numbers, nature is neutral and absolute power corrupts.

In today's society, there are countless individuals and SMEs who have fallen victim to the inequities of the bureaucratic and corporate system. Common to all who have been victimised are the feelings of powerlessness, abandonment and a sense of isolation. While many share their experiences with friends and family, there is a lingering passiveness that occurs from feeling helpless to stand up against the collective. Many of those who have been taken advantage of often lack the appropriate knowledge, support and resources to have prevented the situation from occurring or to take the required action to address the issue.

Bank Victims emerged from the Founder's own experiences of falling prey to the banking oligopoly. From this came a strong desire to take action through raising awareness and helping others who have had similar experiences, however he could find no central place to share his story, provide advice and work with other like-minded individuals. Thus Banks Victims, part of the Victims Solutions Network was born.

The vision for Bank Victims is one based on providing a collective voice, peer and network support and a central repository of knowledge for individuals, groups and businesses in the community. In doing so, The Bank Victims Platform will position itself as a socially responsible conduit to start to redress the balance of power that is the root of many of the injustices occurring.

Information is power and wisdom comes from the understanding of putting that information to good use. By aggregating isolated and disempowered individuals using the power and transparency of the Internet, Bank Victims seeks to:

  1. Encourage community healing by providing a central, transparent and non-judgemental place for victims to share their stories and receive support.
  2. Create a culture of learning and innovation that breaks down the silos of industry and geography through centralising the experiences of people regardless of their background, experience and industry.
  3. Raise awareness of the prevalence and shared themes underlying issues affecting our society.

Ultimately, it is envisaged that Bank Victims will become a portal of empowerment where the individual, no longer a marginalised victim to the system, is an engaged member of a community that is taking action to redress the inequities of the system by developing practical solutions and lobbying for change.

Read more...

Terms of Service

Community Guidelines

    1.Your Agreeance

a).  In using this website or any website associated with the Victim Network (collectively "Victims"); and services provided to you on, from, or through these websites (collectively the “Service”) you agree to be bound by these terms and conditions and signify your agreement to (1) these terms and conditions (the ”Terms of Service”). (2) Victims Network Privacy Policy, found at this websites sub directory /privacypolicy and also incorporated herein by reference, and (3) Victim Network Community Guidelines, found at terms-and-conditions and also incorporated herein by reference. If you do not accept these terms, the Victims Privacy Policy, or the Community Guidelines you must refrain from using the website. The Service is provided by the Victim Network, which along with its products and services, is referred to as “Victim Network”, we, us and our are a reference to Victim Network Pty Ltd. (ACN 145 699 930) in these Terms of Service. These terms and service must be read in conjunction with any other applicable terms and conditions governing the use of this website.

b). Although we may attempt to notify you when major changes are made to these Terms of Service, you should periodically review the most up-to-date version sub directory /terms). Victims may, in its sole discretion, modify or revise these Terms of Service and policies at any time, and you agree to be bound by such modifications or revisions. Nothing in these Terms of Service shall be deemed to confer any third-party rights or benefits.

2. Service

a). These Terms of Service apply to all users of the Service, including users who are also contributors of Content on the Service. “Content” includes the text, software, scripts, graphics, photos, sounds, music, videos, audiovisual combinations, interactive features and other materials you may view on, access through, or contribute to the Service. The Service includes all aspects of the Victim Network, including but not limited to all products, software and services offered via the Victim Network, such as the interactive features and other services. The Service may contain links to third party websites that are not owned or controlled by Victims. Victims has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party websites. In addition, Victims will not and cannot censor or edit the content of any third-party site. By using the Service, you expressly relieve Victims from any and all liability arising from your use of any third-party website.

b). Accordingly, we encourage you to be aware when you leave the Service and to read the terms and conditions and privacy policy of each other website that you visit.

c). You must ensure that your access to this website is not illegal or prohibited by laws that apply to you.

d). You must take your own precautions to ensure that the process that you employ for accessing this website does not expose you to the risk of viruses, malicious computer code or other forms of interference which may damage your own computer system. For the removal of doubt we do not accept responsibility for any interference or damage to any computer system that arises in connection with your use of this website or any links to other websites (linked websites).

e). We do not accept liability for any losses arising directly or indirectly from any corruption to or loss of data, errors or interruptions, any suspension or discontinuance of the service, any transmissions by other in contravention of a person's obligations as set out in these terms and conditions.

f). You must indemnify us (as defined in the Corporations Act 2001 (Cth)) and our directors and employees against any claim by a third party arising out of a breach of these terms and conditions either by you or by any person using your password or username, whether or not you have authorised that person to use your password or username.

g). Responsibility for the content of any promotional material or advertisements appearing on this website (including hyperlinks to advertisers' websites) rests solely with the advertisers. The placement of such advertisements or promotional material does not constitute a recommendation or endorsement by us of the promoter or advertisers' products or services, and each advertiser or promoter is solely responsible for any representations made in connection with its advertisement.

3. Your Victims Account

a). In order to access some features of the Service, you will have to create a Victims account. You may never use another's account without permission. When creating your account, you must provide accurate and complete information. You are solely responsible for the activity that occurs on your account, and you must keep your account password secure. You must notify Victims immediately of any breach of security or unauthorized use of your account.

b). Although Victims will not be liable for your losses caused by any unauthorized use of your account, you may be liable for the losses of Victims or others due to such unauthorized use.

4. General Use of the Service—Permissions and Restrictions

a). Victims hereby grants you permission to access and use the Service as set forth in these Terms of Service, provided that:

b). You agree not to distribute in any medium any part of the Service or the Content without Victims prior written authorization, unless Victims makes available the means for such distribution through functionality offered by the Service.

c). You agree not to alter or modify any part of the Service.

d). You agree not to access Content through any technology or means other than the video playback pages of the Service itself or other explicitly authorized means Victims may designate.

E). You agree not to use the Service for any of the following commercial uses unless you obtain Victims prior written approval:

    the sale of access to the Service; the sale of advertising, sponsorships, or promotions placed on or within the Service or Content; or the sale of advertising, sponsorships, or promotions on any page of a website containing Content delivered via the Service, unless other material not obtained from Victims appears on the same page and is of sufficient value to be the basis for such sales.

5. Prohibited commercial uses do not include:

    uploading an original video to Victims, or to promote your business or artistic enterprise;
    showing Victims through the Embeddable Player on an ad-enabled blog or website, subject to the advertising restrictions set forth above in Section 4.D; or
    any use that Victims expressly authorizes in writing.

(For more information about what constitutes a prohibited commercial use, see our FAQ.)

f). If you use the Embeddable Player on your website, you may not modify, build upon, or block any portion or functionality of the Embeddable Player, including but not limited to links back to the Victims websites.

g). If you use the Victims Uploader, you agree that it may automatically download and install updates from time to time from Victims. These updates are designed to improve, enhance and further develop the Uploader and may take the form of bug fixes, enhanced functions, new software modules and completely new versions. You agree to receive such updates (and permit Victims to deliver these to you) as part of your use of the Uploader.

h). You agree not to use or launch any automated system, including without limitation, "robots," "spiders," or "offline readers," that accesses the Service in a manner that sends more request messages to the Victims servers in a given period of time than a human can reasonably produce in the same period by using a conventional on-line web browser. Notwithstanding the foregoing, Victims grants the operators of public search engines permission to use spiders to copy materials from the site for the sole purpose of and solely to the extent necessary for creating publicly available searchable indices of the materials, but not caches or archives of such materials. Victims reserves the right to revoke these exceptions either generally or in specific cases. You agree not to collect or harvest any personally identifiable information, including account names, from the Service, nor to use the communication systems provided by the Service (e.g., comments, email) for any commercial solicitation purposes. You agree not to solicit, for commercial purposes, any users of the Service with respect to their Content.

I). In your use of the Service, you will comply with all applicable laws.

j). Victims reserves the right to discontinue any aspect of the Service at any time.

6. Your Use of Content

In addition to the general restrictions above, the following restrictions and conditions apply specifically to your use of Content.

a). The Content on the Service, and the trademarks, service marks and logos ("Marks") on the Service, are owned by or licensed to Victims, subject to copyright and other intellectual property rights under the law.

b). Content is provided to you AS IS. You may access Content for your information and personal use solely as intended through the provided functionality of the Service and as permitted under these Terms of Use. You shall not download any Content unless you see a “download” or similar link displayed by Victims on the Service for that Content. You shall not copy, reproduce, make available online or electronically transmit, publish, adapt, distribute, transmit, broadcast, display, sell, license, or otherwise exploit any Content for any other purposes without the prior written consent of Victims or the respective licensors of the Content. Victims and its licensors reserve all rights not expressly granted in and to the Service and the Content.

c). You agree not to circumvent, disable or otherwise interfere with security-related features of the Service or features that prevent or restrict use or copying of any Content or enforce limitations on use of the Service or the Content therein.

d). You understand that when using the Service, you will be exposed to Content from a variety of sources, and that Victims is not responsible for the accuracy, usefulness, safety, or intellectual property rights of or relating to such Content. You further understand and acknowledge that you may be exposed to Content that is inaccurate, offensive, indecent, or objectionable, and you agree to waive, and hereby do waive, any legal or equitable rights or remedies you have or may have against Victims with respect thereto, and, to the extent permitted by applicable law, agree to indemnify and hold harmless Victims, its owners, operators, affiliates, licensors, and licensees to the fullest extent allowed by law regarding all matters related to your use of the Service.

7. Your Content and Conduct

a). As a Victims account holder you may submit Content to the Service, including videos and user comments. You understand that Victims does not guarantee any confidentiality with respect to any Content you submit.

b). You shall be solely responsible for your own Content and the consequences of submitting and publishing your Content on the Service. You affirm, represent, and warrant that you own or have the necessary licenses, rights, consents, and permissions to publish Content you submit; and you license to Victims all patent, trademark, trade secret, copyright or other proprietary rights in and to such Content for publication on the Service pursuant to these Terms of Service.

c). For clarity, you retain all of your ownership rights in your Content. However, by submitting Content to Victims, you hereby grant Victims a worldwide, non-exclusive, royalty-free, sublicenseable and transferable license to use, reproduce, distribute, prepare derivative works of, display, publish, adapt, make available online or electronically transmit, and perform the Content in connection with the Service and Victims (and its successors' and affiliates') business, including without limitation for promoting and redistributing part or all of the Service (and derivative works thereof) in any media formats and through any media channels. You also hereby grant each user of the Service a non-exclusive license to access your Content through the Service, and to use, reproduce, distribute, display, publish, make available online or electronically transmit, and perform such Content as permitted through the functionality of the Service and under these Terms of Service. The above licenses granted by you in video Content you submit to the Service terminate within a commercially reasonable time after you remove or delete your videos from the Service. You understand and agree, however, that Victims may retain, but not display, distribute, or perform, server copies of your videos that have been removed or deleted. The above licenses granted by you in user comments you submit are perpetual and irrevocable.

d). You further agree that Content you submit to the Service will not contain third party copyrighted material, or material that is subject to other third party proprietary rights, unless you have permission from the rightful owner of the material or you are otherwise legally entitled to post the material and to grant Victims all of the license rights granted herein.

e). You further agree that you will not submit to the Service any Content or other material that is contrary to the Victims Community Guidelines, currently found at, which may be updated sub directory /communityguidelines from time to time, or contrary to applicable local, national, and international laws and regulations.

f).  Victims does not endorse any Content submitted to the Service by any user or other licensor, or any opinion, recommendation, or advice expressed therein, and Victims expressly disclaims any and all liability in connection with Content. Victims does not permit copyright infringing activities and infringement of intellectual property rights on the Service, and YouTube will remove all Content if properly notified that such Content infringes on another's intellectual property rights. Victims reserves the right to remove Content without prior notice.

8. Account Termination Policy

a). Victims will terminate a user's access to the Service if, under appropriate circumstances, the user is determined to be a repeat infringer.

b). Victims reserves the right to decide whether Content violates these Terms of Service for reasons other than copyright infringement, such as, but not limited to, pornography, obscenity, or excessive length. Victims may at any time, without prior notice and in its sole discretion, remove such Content and/or terminate a user's account for submitting such material in violation of these Terms of Service.

9. Copyright Policy

a). Victims operates a clear copyright policy in relation to any Content alleged to infringe the copyright of a third party. Details of that policy can be found here sub directory /copyright_notice.

b). As part of Victims copyright policy, Victims will terminate user access to the Website if a user has been determined to be a repeat infringer. A repeat infringer is a user who has been notified of infringing activity more than twice.

10. Warranty Disclaimer

YOU AGREE THAT YOUR USE OF THE SERVICES SHALL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, VICTIMS, ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS EXCLUDE ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF. TO THE FULLEST EXTENT PERMITTED BY LAW, VICTIMS EXCLUDES ALL WARRANTIES, CONDITIONS, TERMS OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THIS SITE'S CONTENT OR THE CONTENT OF ANY SITES LINKED TO THIS SITE AND ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR SERVICES, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR SERVICES, (IV) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE WHICH MAY BE TRANSMITTED TO OR THROUGH OUR SERVICES BY ANY THIRD PARTY, AND/OR (V) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SERVICES. VICTIMS DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE ADVERTISED OR OFFERED BY A THIRD PARTY THROUGH THE SERVICES OR ANY HYPERLINKED SERVICES OR FEATURED IN ANY BANNER OR OTHER ADVERTISING, AND VICTIMS WILL NOT BE A PARTY TO OR IN ANY WAY BE RESPONSIBLE FOR MONITORING ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES. AS WITH THE PURCHASE OF A PRODUCT OR SERVICE THROUGH ANY MEDIUM OR IN ANY ENVIRONMENT, YOU SHOULD USE YOUR BEST JUDGMENT AND EXERCISE CAUTION WHERE APPROPRIATE.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL VICTIMS, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, BE LIABLE TO YOU FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, LOSSES OR EXPENSES OR CONSEQUENTIAL DAMAGES WHATSOEVER RESULTING FROM ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF OUR SERVICES, (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREIN, (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM OUR SERVICES, (IV) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH OUR SERVICES BY ANY THIRD PARTY, AND/OR (V) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF YOUR USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA THE SERVICES, WHETHER BASED ON WARRANTY, CONTRACT, TORT, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT THE COMPANY IS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

WE UNDERSTAND THAT, IN SOME JURISDICTIONS, WARRANTIES, DISCLAIMERS AND CONDITIONS MAY APPLY THAT CANNOT BE LEGALLY EXCLUDED, IF THAT IS TRUE IN YOUR JURISDICTION, THEN TO THE EXTENT PERMITTED BY LAW, VICTIMS LIMITS ITS LIABILITY FOR ANY CLAIMS UNDER THOSE WARRANTIES OR CONDITIONS TO EITHER SUPPLYING YOU THE SERVICES AGAIN (OR THE COST OF SUPPLYING YOU THE SERVICES AGAIN).

YOU SPECIFICALLY ACKNOWLEDGE THAT VICTIMS SHALL NOT BE LIABLE FOR CONTENT OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY AND THAT THE RISK OF HARM OR DAMAGE FROM THE FOREGOING RESTS ENTIRELY WITH YOU.

The Service is controlled and offered by Victims from its facilities in Australia. Victims makes no representations that the Service is appropriate or available for use in other locations. Those who access or use the Service from other jurisdictions do so at their own volition and are responsible for compliance with local law.

12. Indemnity

To the extent permitted by applicable law, you agree to defend, indemnify and hold harmless Victims, its parent corporation, officers, directors, employees and agents, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees) arising from: (i) your use of and access to the Service; (ii) your violation of any term of these Terms of Service; (iii) your violation of any third party right, including without limitation any copyright, property, or privacy right; or (iv) any claim that your Content caused damage to a third party. This defense and indemnification obligation will survive these Terms of Service and your use of the Service.

13. Ability to Accept Terms of Service

a). You affirm that you are either more than 18 years of age, or an emancipated minor, or possess legal parental or guardian consent, and are fully able and competent to enter into the terms, conditions, obligations, affirmations, representations, and warranties set forth in these Terms of Service, and to abide by and comply with these Terms of Service. In any case, you affirm that you are over the age of 13, as the Service is not intended for children under 13. If you are under 13 years of age, then please do not use the Service. There are lots of other great web sites for you. Talk to your parents about what sites are appropriate for you.

b). We provide these Terms of Service with our Service so that you know what terms apply to your use. You acknowledge that we have given you a reasonable opportunity to review these Terms of Service and that you have agreed to them.

14. Assignment

These Terms of Service, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by Victims without restriction.

15. General

You agree that: (i) the Service shall be deemed solely based in Australia; and (ii) the Service shall be deemed a passive website that does not give rise to personal jurisdiction over Victims, either specific or general, in jurisdictions other than Australia. You agree that the laws of Australia, excluding Australia choice of law rules, will apply to these Terms of Service. In addition, for any dispute arising out of or related to the Service, the parties consent to personal jurisdiction in, and exclusive venue of, the courts in Australia. These Terms of Service, together with the Privacy Notice at sub directory /privacy and any other legal notices published by Victims on the Service, shall constitute the entire agreement between you and Victims concerning the Service. If it turns out that a particular term is not enforceable, this will not affect any other terms. No waiver of any term of this Terms of Service shall be deemed a further or continuing waiver of such term or any other term, and Victims failure to assert any right or provision under these Terms of Service shall not constitute a waiver of such right or provision. YOU AND VICTIMS AGREE THAT ANY CAUSE OF ACTION ARISING OUT OF OR RELATED TO THE SERVICES MUST COMMENCE WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES. OTHERWISE, SUCH CAUSE OF ACTION IS PERMANENTLY BARRED.

What is copyright?

a). Copyright is a type of property that is founded on a person's creative skill and labour. It is designed to prevent the unauthorised use by others of a work, that is, the original form in which an idea or information has been expressed by the creator.

b). Copyright is not a tangible thing. It is made up of a bundle of exclusive economic rights to do certain acts with an original work or other copyright subject-matter. These rights include the right to copy, publish, communicate (eg broadcast, make available online) and publicly perform the copyright material.

c), Copyright creators also have a number of non-economic rights. These are known as moral rights. This term derives from the French droit moral. Moral rights recognised in Australia are the right of integrity of authorship, the right of attribution of authorship and the right against false attribution of authorship.

Copyright

Copyright in this website (including but not limited to text, graphics, logos, icons, sound recordings, Flash movies, videos and software) is owned or licensed by Victims and in some circumstances, text and data appearing on this website may belong to third parties. In any event, other than for the purposes of, and subject to the conditions prescribed under, the Copyright Act 1968 (Cth) and similar legislation that applies in your location, and except as expressly authorised by these terms and conditions, you may not in any form or by any means:

• adapt, reproduce, store, distribute, print, display, perform, publish or create derivative works from any part of this website; or

• commercialise any information, products or services obtained from any part of this website without our written permission.

Trade marks

Except where otherwise specified, any word or device to which is attached the ® symbol is a registered trade mark.

If you use any of our trade marks in reference to our activities, products or services, you must include a statement attributing that trade mark to us. You must not use any of our trade marks:

• in or as the whole or part of your own trade marks;

• in connection with activities, products or services which are not ours;

• in a manner which may be confusing, misleading or deceptive; or

• in a manner that disparages us or our information, products or services (including this website).

In addition, the trade marks, names, logos and service marks displayed on the website may be unregistered trade marks. You must not use such in any way without our express approval in writing.

Restricted use

Unless we agree otherwise in writing, you are provided with access to this website only for your personal use. You are authorised to print a copy of any information contained on this website for your personal use, unless such printing is expressly prohibited. Without limiting the foregoing, you may not without our written permission on-sell information obtained from this website or use it for commercial purposes.

You warrant that you will not do any of the following things in connection with you accessing, browsing or using the website:

(a) violate any laws, third party rights, or any of our policies;

(b) hide or spoof your IP address;

(c) intentionally bounce your communications through any intermediate computers;

(d) alter any logs upon gaining access to the website;

(e) interfere with the technological operations of the website;

(f) manipulate or attempt to manipulate any content or material on the website;

(g) post or attempt to post any false, inaccurate, misleading, illegal or defamatory content on the website;

(h) use any robot, spider, search engine, scraper or other means (whether manual, automated, mechanical, electrical or otherwise either existing or that may be invented or discovered in the future) to access the website or to do any of the acts described paragraphs (a) to (h) above, for any purpose other than the normal purpose for which the website is intended;

(i) assisting, being involved in, or procuring directly or indirectly any of the acts specified in paragraphs (a) to (h) above or engaging in conduct that is substantially similar to paragraphs (a) to (h) above or having a substantially similar effect.

If we become aware that you have violated any of the clauses of these terms and conditions, we may immediately take corrective action without notice to you, including preventing you from accessing, browsing and/or using the website. If we have been injured by your violation we may, in our sole discretion, take such action against you that we deem necessary to protect our rights.

Accuracy of information on the website

a). All material and information on the website is provided in good faith and is believed to be accurate and current as at the date of publication. However, we provide no warranty or guarantee that any material or information on the website or linked websites will be accurate or complete.

b). We will not be liable for any loss or damage whatsoever, whether in an action in contract, negligence or other tort or in respect of any cause of action, suit, claim, demand, cost, penalty, liability, charge and/or expense of every description (including, without limitation, any loss suffered by you as a result of adverse publicity) arising out of or in connection with your access to the website or the content of the website. All warranties of any kind are excluded to the maximum extent permitted by law.

c). We make no guarantee as to the usefulness of the content of the website, nor of any of the products or services promoted on the website or via linked websites. If you wish to link your site to this website, you may only link to the home page. You may not link to any other pages within this website without our prior written approval.

Linked websites

This website may contain links to other linked websites. Those links are provided for convenience only and may not remain current or be maintained.

We are not responsible for the content or privacy practices associated with linked websites.

Our links with linked websites should not be construed as an endorsement, approval or recommendation by us of the owners or operators of those linked websites, or of any information, graphics, materials, products or services referred to or contained on those linked websites, unless and to the extent stipulated to the contrary.

Disclaimer

We do not accept responsibility for any loss damage, however caused (including through negligence), that you may directly or indirectly suffer in connection with your use of this website or any linked website, nor do we accept any responsibility for any such loss arising out of your use of or reliance on information contained on or accessed through this website.

To the extent permitted by law, any condition, warranty or guarantee mandated that would otherwise apply these terms and conditions is hereby excluded. Where legislation mandates any condition, warranty or guarantee, and that legislation prohibits us from excluding or modifying the application of, or our liability under, any such condition, warranty or guarantee, that condition or warranty will be deemed included but our liability will be limited for a breach of that condition or warranty to one or more of the following:

(a) if the breach relates to goods provided by us:

(i) the replacement of the goods or the supply of equivalent goods;

(ii) the repair of such goods;

(iii) the payment of the cost of replacing the goods or of acquiring equivalent goods; or

(iv) the payment of the cost of having the goods repaired.

(b) if the breach relates to services provided by us:

(i) the supplying of the services again; or

(ii) the payment of the cost of having the services supplied again.

Exception to disclaimer

This disclaimer set out in these terms and conditions does not attempt or purport to exclude liability arising under statute if, and to the extent, such liability cannot be lawfully excluded.

Security of information

Unfortunately, no data transmission over the Internet can be guaranteed as totally secure. Whilst we strive to protect such information, we do not warrant and cannot ensure the security of any information that you transmit to us. Accordingly, any information that you transmit to us is transmitted at your own risk. Nevertheless, once we receive your transmission, we will take reasonable steps to preserve the security of such information.

Further, while secure and continuous access to the website is sought to be provided, we do not guarantee continuous or secure access to the website and operation of the website, as the same may be interfered by numerous factors outside of our control. Accordingly, to the extent legally permitted, we exclude all implied warranties, terms and conditions. We are not liable for any loss of money, time, goodwill, or reputation, or any special, indirect, or consequential loss or damages arising out of your use of the website.

Indemnity

To the maximum extent permitted by law, you agree to indemnify and forever hold us and our Associates and Related Bodies Corporate (as those terms are defined in the Corporations Act 2001 (Cth)), harmless from any claim or demand made by any third party due to or arising out of a breach by you of these terms and conditions (including without limitation, our reasonable legal fees), or violation by you of any law of any country or of the rights of a third party.

Any indemnity given in favour of a person who is not a party to these terms and conditions is intended to be, and is, directly enforceable by each such person, and these terms and conditions operate as a deed poll in favour of those persons.

Each indemnity in these terms and conditions is a continuing obligation, separate and independent from your other obligations and survives termination of these terms and conditions.

Termination of access

Access to this website may be terminated at any time by us without notice. Our disclaimer will nevertheless survives any such termination.

Read more...

FAQ

Q). My Video was removed, but similar videos weren't!

When we're notified by an authorized representative of the copyright holder that a particular video uploaded to our site infringes another's copyright, we respond promptly.

If there remain videos on the site that appear similar to the one(s) we've removed, we are likely either not aware of them or do not have reason to believe they are infringing.

Sometimes a copyright owner authorizes some, but not all, of its works to appear on our site. Other times, very similar videos are owned by different copyright owners, and one may grant permission while another does not.

Q). I made the video; I'm in it!

It may seem confusing when a video you produced yourself is removed for copyright violation. Take a second to consider everything that you put in the video. Was there a song? Was there footage from a movie, TV show, videogame or other YouTube video? If so, you may be infringing someone's copyright.

Q). What are the consequences of copyright infringement?

Victims respects the rights of copyright holders and publishers and requires all users to confirm they own the copyright or have permission from the copyright holder to upload content. We comply with the Digital Millennium Copyright Act (DMCA) and other applicable copyright laws and promptly remove content when properly notified.

Repeat infringers' videos are removed and their accounts are terminated and permanently blocked from using Victims. Users with suspended or terminated accounts are prohibited from creating new accounts or accessing Victims community features.

Q). Can a claimant retract their copyright infringement notification?

Yes, a content owner may always retract a claim of copyright infringement sent to YouTube. For more information on how to do so, go to the Retractions page.

Q). Why was my account suspended?

Any time Victims receives notice that a video or any part of a video on our site infringes the copyrights of a third party, we will take it down from the site. We are required to do so by law. Accounts determined to be repeat infringers may be subject to termination. Users with suspended or terminated accounts are prohibited from creating new accounts or accessing Victims social networking features.

When material is removed due to a claim of copyright infringement, we send the user who uploaded the video an email notification containing the claimant of the video. If you have had a video removed, please check the email address that is associated with your Victims account for this notification.

If you currently cannot access your account, you can learn more information about your restrictions here.

It may be the case that your account was suspended due to reasons other than copyright violations.

To understand all of Victims policies please see our Community Guidelines.

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Code of Conduct

Bank Victims Forums Code of Conduct

Introduction:

To have an account on the Bank Victims Forums, you must agree to this Code of Conduct. This code of conduct applies in any and all areas of the Bank Victims Forums and is a supplement to the Bank Victims Code of Conduct, which also applies here.

The purpose of the Bank Victims Forums is to provide support for Bank Victims. We also want this to be a place where community can develop and we can enjoy one another's company. To achieve this, we strive to maintain an atmosphere that can be enjoyed by all and we ask all members of the community to be respectful at all times. This means please use etiquette and politeness. Treat people with kindness, gentleness and respect. If you do this, the rest of the code of conduct won't need more than a cursory mention.

It is impossible for the owners and operators of this forum to confirm the validity of all posts on the forum. Posts reflect the views and opinion of the author, but not necessarily of the forum owners and operators. If you feel that a posted message is questionable, you are encouraged to notify the Administrator immediately.

You agree, that you will not post any material which is false, defamatory, inaccurate, abusive, vulgar, hateful, harassing, obscene, profane, sexually oriented, threatening or any other material that may violate any applicable laws. Doing so may lead to you being permanently banned from this forum. Note that all IP address are logged and may aid in enforcing these conditions.

You agree not to post any copyrighted material unless you own the copyright or you have written consent from the owner of the material. Spam, advertisements and solicitations are also forbidden.

You agree that the owners and operators of this forum have the right to remove, edit, move or close any topic at any time should they see fit. As a user you agree to any information you have entered above being stored in a database. While this information will not be disclosed to any third party without your consent, the owners and operators cannot be held responsible for any hacking attempt that may lead to the data being compromised.

Participation is granted on the basis that you will be polite at all times and respect each other’s views.
We do not allow business or website advertising via username or tag line. The forum is not a medium to promote or advertise your own business.

You agree not to use any automated tools for registering and/or posting on this bulletin board. By failing to obey this rule you would be granting us permission to repeatedly query your web server.

Bad language will not be tolerated, neither will disparaging remarks or belittling another member. Any criticism should be expressed in a constructive manner with a view to taking the issue under discussion forward.

Posts should always be appropriate to the thread, and topics not be hijacked by irrelevant posts which contribute nothing to the subject matter.

In this forum and we have younger members and guests, please don’t post anything that could be deemed inappropriate.

Sometimes it may be necessary for the forum owners or operators to intervene posts for relatively minor reasons, for example taking a thread off topic. This just requires a little common sense and usually a friendly warning, either on the post or by Private Message, in which case that will be the end of the matter.

For more serious infringements, or where there the member does not heed a friendly warning, a formal warning will be issued, the post deleted or modified as appropriate, and possibly the member suspended.

For very serious infringements of the rules or unreasonable behaviour the offender will receive an immediate ban from the forum.

The forum system uses cookies to store information on your computer, and only serves to improve your viewing pleasure. Your e-mail address is used only for confirming your registration details and password (and for sending new passwords should you forget your current one).

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Privacy Policy

Privacy Policy as at 31st May 2012

Introduction

Victim Network Pty Ltd. (ACN 145 699 930) (Victims, we, us or our) believe that privacy is an important individual right and is important to our own business and to our clients.

We are committed to ensuring the privacy of individuals and we will endeavour to abide by the National Privacy Principles, as set out in the Privacy Act (Cth) 1988.

There are many different ways you can use our services – to search for and share information, to communicate with other people or to create new content. When you share information with us, for example by participating in our membership, making donations, social networking, blogs, forums, up loading videos, photo's and information such as adding content to our tell your stories page, volunteering to contribute content information to our website and newsletters we can make those services even better – to show you more relevant search results and ads, to help you connect with people or to make sharing with others quicker and easier. As you use our services, we want you to be clear how we're using information and the ways in which you can protect your privacy.

This Policy sets out how we collect, use and manage personal information that we receive about individuals, and deals with the following:

The Privacy Act 1988

  1. Collection, use and disclosure of personal information
  2. Protection of personal information
  3. Your rights of access to personal information we hold about you
  4. How to contact us

These are set out below.

Privacy Act 1988

The Privacy Act 1988 (the Act), regulates the way in which many private sector organisations in Australia collect, use, store and disclose personal information.

Personal information is defined under the Act as:

"...information or an opinion (including information or an opinion forming part of a database), whether true or not, and whether recorded in a material form or not, about an individual whose identity is apparent, or can reasonably be ascertained, from the information or opinion."

The Act aims to give people greater control over the way information about them is handled, by requiring organisations to comply with ten National Privacy Principles or to establish an approved privacy code.

The National Privacy Principles cover areas such as collection, use and disclosure of personal information, data quality and security and access and correction rights for individuals.

How we collect personal information

We generally collect personal information directly from the relevant individual but in some cases we may collect it indirectly from a third party, for example from registration or login details to whom you have given registration information. There may be other circumstances in which we may collect personal information about an individual, such as the operation of our Victims Network websites.

Information about individuals

Personal information collected and given to us by you through your registration, login, our social networking, creating content and uploading videos and images generally comprises name, address, date of birth, gender and contact details (including telephone, facsimile and e-mail). Personal information is only accessible by authorised Victims personnel or authorised service providers who use the information accurately to administer the business of Victims or to provide you with our products and services. We also aim to provide better services to all of our users.

Why do we need your personal information?

The personal information that we collect is used by us to conduct our business and is also used in conjunction with the provision of goods and services to you by Victims. We may collect information about the services that you use and how you use them, like when you visit a website that uses our advertising services or you view and interact with our ads and content.

Personal information may also be used in connection with:

  1. administering our customer relationships;
  2. monitoring and evaluating products and services;
  3. assisting customers with queries;
  4. taking measures to detect and prevent fraudulent conduct; and
  5. performing and responding to obligations that we have to regulatory or governmental authorities.

You may access some of our services by signing up for a Victims Account and providing us with some personal information (typically your name, email address and a password).

This account information will be used to authenticate you when you access Victims services and protect your account from unauthorized access by others. You can edit or terminate your account at any time through your Victims Account settings.

Information you share

Many of our services let you share information with others. Remember that when you share information publicly, it may be indexable by search engines. Our services provide you with different option on sharing and removing you content.

Accessing and updating your personal information

Whenever you use our services we aim to provide you with access to your personal information. If that information is wrong, we strive to give you says to update it quickly or to delete it-unless we have to keep that information for legitimate business or legal purposes. When updating your personal information, we may ask you to verify your identity before we can act on your request.

We may reject requests that are unreasonably repetitive, require disproportionate technical effort (for example, developing a new system or fundamentally changing an existing practice), risk the privacy of others, or would be extremely impractical (for instance, requests concerning information residing on backup tapes).

Where we can provide information access and correction, we will do so for free, except where it would require a disproportionate effort. We aim to maintain our services in a manner that protects information from accidental or malicious destruction. Because of this, after you delete information from our services, we may not immediately delete residual copies from our active servers and may not remove information from our backup systems.

We do not share personal information with companies, organizations and individuals outside of Victims unless one of the following circumstances apply:

  1. With your consent

We will share personal information with companies, organizations or individuals outside of Victims when we have your consent to do so. We require opt-in consent for the sharing of any sensitive personal information.

We may share aggregated, non-personally identifiable information publicly and with our partners – like publishers, advertisers or connected sites. For example, we may share information publicly to show trends about the general use of our services.

Victim Administrators may collect information and have the ability to

  1. suspend or terminate your account access.
  2. access or retain information stored as part of your account.
  3. receive your account information in order to satisfy applicable law, regulation, legal process or enforceable governmental request.
  4. restrict your ability to delete or edit information or privacy settings.

If Victims is involved in an acquisition or asset sale, we will continue to ensure the confidentiality of any personal information and give affected users notice before personal information is transferred or becomes subject to a different privacy policy.

Security Information

We work hard to protect Victims and our users from unauthorized access to or unauthorized alteration, disclosure or destruction of information we hold. In particular:

  1. We encrypt many of our services using SSL.
  2. We offer you two step verification when you access your Victims Account.
  3. We review our information collection, storage and processing practices, including physical security measures, to guard against unauthorized access to systems.
  4. We restrict access to personal information to Victims employees, contractors who need to know that information in order to process it for us, and who are subject to strict contractual confidentiality obligations and may be disciplined or terminated if they fail to meet these obligations.

Application

Our Privacy Policy applies to all of the services offered by Victims and its affiliates, including services offered on other sites (such as our advertising services), but excludes services that have separate privacy policies that do not incorporate this Privacy Policy.

Our Privacy Policy does not apply to services offered by other companies or individuals, including products or sites that may be displayed to you in search results, sites that may include Victims services, or other sites linked from our services. Our Privacy Policy does not cover the information practices of other companies and organizations who advertise our services, and who may use cookies, pixel tags and other technologies to serve and offer relevant ads.

Enforcement

We regularly review our compliance with our Privacy Policy. We also adhere to several self regulatory frameworks. When we receive formal written complaints, we will contact the person who made the complaint to follow up. We work with the appropriate regulatory authorities, including local data protection authorities, to resolve any complaints regarding the transfer of personal data that we cannot resolve with our users directly.

Third party service providers

There are other organisations that are connected to the services we provide to you and which may have access to your personal information. They include:

  1. Auditors and Legal Advisers – organisations that ensure we are complying with legislation and contractual obligations.
  2. Insurance companies – organisations which provide insurance cover for our assets.
  3. IT service providers – organisations maintaining our information technology systems and providing information technology services.

We will only disclose personal information to these organisations to enable them to undertake specified management and administration services. We require our service providers to adhere to strict privacy guidelines and not to keep this information or use it for any unauthorised purposes.

Legal disclosure requirements

We will also share personal information with companies, organizations or individuals outside of Victims if we have a good-faith belief that access, use, preservation or disclosure of the information is reasonably necessary and in circumstances where we are required by law to do so. This includes disclosure to certain courts, tribunals and regulatory authorities as authorised or required by law.

  1. Other people authorised by you
  2. Enforce applicable Terms of Service, including investigation of potential violations.
  3. Detect, prevent, or otherwise address fraud, security or technical issues.
  4. Protect against harm to the rights, property or safety of Victims, our users or the public as required or permitted by law.
  5. Where a person authorises another party to receive information and/or undertake transactions, the authorising person must notify us in writing.
  6. Use of general statistical information
  7. From time to time we may use general statistical information for future planning so that we can improve our business. If you do not consent to us doing so, please let us know.

We may share aggregated, non-personally identifiable information publicly and with our partners – like publishers, advertisers or connected sites. For example, we may share information publicly to show trends about the general use of our services.

Direct communication

We may send communication material to you from time to time, such as direct communications (which may include information from third parties) about special offers and promotions that are available for you, where you have elected to be included in our mailing list.

If you do not want us to use your personal information to send you direct marketing material, then please email us at This email address is being protected from spambots. You need JavaScript enabled to view it. In the case of e-mail communications, you may also use the "unsubscribe" facility contained in our e-mails. Once you have unsubscribed from our mailing list, we will refrain from contacting you unless we are directed to do so by any governmental or regulatory authority or in the case of an emergency situation.

How we manage your personal information?

We take reasonable steps to keep any personal information which we hold about you secure, and to keep that information accurate and up to date.

Internally we have controls and procedures to ensure that personal information provided to us remains confidential. All our staff are bound by strict rules and duties of confidentiality.

Unfortunately, no data transmission over the internet can be guaranteed to be 100% secure. As a result, while we employ commercially reasonable security measures to protect data and seek to partner with companies which do the same, however, we cannot guarantee the security of any personal information transmitted to or from our website, and we are not responsible for the actions of any third party that may receive such personal information.

Can you see the personal information we have about you?

You have a right to know what information we hold about you, and you can contact us and ask us to show you this information to ensure it is correct. Please note that information that we hold about you may be subject to the requirements of various regulatory or governmental authorities. In that regard, we will comply with the requirements of those regulatory or governmental authorities in releasing any information to you.

If you would like to review or make any corrections to your personal information you can contact us in writing at the address designated in this document.

Under the National Privacy Principles there are limited circumstances in which access to some or all of this information may be denied. If this applies to you, we will explain this to you when you ask for your information. Otherwise we will endeavour to provide you with your information within a period of 30 days, depending on the amount of information required.

Cookies

At times, we may utilise "cookies" which enable us to monitor traffic patterns and to serve you more efficiently if you revisit the site. A cookie does not identify you personally but it does identify your computer. You can set your browser to notify you when you receive a cookie and this will provide you with an opportunity to either accept or reject it in each instance.

Hyperlinks to other web sites

This website may contain hyperlinks to web sites owned and operated by third parties. These third party web sites have their own privacy policies and we urge you to review them. They will govern the use of personal information you submit whilst visiting these third party web sites. We do not accept any responsibility or liability for the privacy practices of such third party web sites and your use of such web sites is at your own risk.

Dealing with us anonymously

Where it is lawful and practicable, you can deal with us anonymously (e.g. general enquires about the services we can offer you).

You can help us to protect your privacy by:

  1. observing our security requirements relating to usernames and passwords; and
  2. contacting us when your contact details change.

How can you contact us?

If you want further information on how we handle your personal information, if you want to find out about or update the information that we hold about you, or if you want to complain about a possible breach of privacy, please contact us in one of the following ways:

By Phone: on +61 1300 366 923

By Email: on This email address is being protected from spambots. You need JavaScript enabled to view it.

Write to us at: Victim Network Pty Ltd, 101/15 Albert Ave, Broadbeach Queensland. 4218

If you are unsatisfied with the resolution of any complaints you make, you can refer the matter to the Privacy Commissioner by calling 1300 363 992.

For more information on privacy please refer to the Privacy Commissioner's website www.privacy.gov.au.

If your complaint is not satisfactorily resolved, you may apply to the Federal Privacy Commissioner to have the concern heard and determined. For more information about how to lodge a complaint with the Federal Privacy Commissioner, please contact the Commissioner's hotline service on 1300 363 992.

Changes

Our Privacy Policy may change from time to time. We will not reduce your rights under this Privacy Policy without your explicit consent. We will post any privacy policy changes on this page and, if the changes are significant, we will provide a more prominent notice (including, for certain services, email notification of privacy policy changes). We will also keep prior versions of this Privacy Policy in an archive for your review.

Retractions

After submitting a copyright infringement notification, copyright owners may realize that they misidentified content or they may otherwise change their mind. Victims Pty Ltd is therefore always glad to honor retractions of copyright claims from the party who originally submitted them.

If you're a content owner, please make sure you send us the following information if you wish to retract a claim:

  1. A statement of retraction (such as "I hereby retract my claim of copyright infringement")
  2. The complete and specific URL of the video in question (this looks like

    http://www.bankvictims.com.au/social-network/video/viewcategory/xxxxxxx)

  3. An electronic signature (typing your full legal name will do

If you're a user affected by a copyright claim, you may email us directly at This email address is being protected from spambots. You need JavaScript enabled to view it. with all the items listed above.

Please note that we will not process retractions that are not sent from the same alias that submitted the original claim.

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