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Sorry, 500 000 crimes, 10 140 lives ruined, these banks need to have their licences pulled, and their employees must never work in a financial institution ever again, and be jailed for their crimes! Businesses don't survive doing the above, so stop wasting time and cull them before they do many more hundreds of billions of dollars damage to this fragile country and it's people. Anything less is a cop out! We've proved it, so make em pay with their lives, like they so heartlessly did to their victims, otherwise Australians will start knocking these pricks off! You know it's true, now do it, for the sake of rhe country!